At Capella Mortgage we think we have developed a top level team that are very knowledgeable in hard money and AltQM/NonQM loans. We lend on commercial real estate and residential real estate. We lend on owner occupied and investor properties. We save deals, pull off the impossible every week, and have earned the trust of thousands of investors and borrowers. And we work really hard and spend a lot of money to make sure that we get it done right.
Corinne Cordon – Owner and Chief Executive Officer Corinne (speaks Spanish).
Corinne has in excess of 20 years experience in the mortgage industry. She manages the multi million dollar loans with Matthew, as well as the construction and commercial loans. She also directs the development of the software systems and is always looking finding ways to make the process more streamlined for the investors, borrowers, and staff. Corinne’s principal job is to speak to new borrowers and determine if their request is something that our investors would want to fund. Corinne also then reviews the loan data for compliance and accuracy before the processors pull the loan docs. Corinne manages the interactions with attorneys and vendors and continuously studies and researches the compliance issues mortgage companies face every day. Her hobby was dancing for many years and she is proficient in ballroom, swing, country, and latin.
Matthew Dale – Ext. 103 – Owner and Chief Operations Officer.
Matthew is Corinne’s son and he has been in the business since 2008. He is a licensed loan officer and the broker and COO of Capella Mortgage. He manages the pipeline of loans, manages the staff, and supervises issues that arise. He is in charge of advertising to bring in new loans. Matthew and Corinne work together closely to vet deals, and they each decide together on whether a loan proceeds or is denied. Matthew is an active investor himself and he places investor safety on top of all else. He prices all loans and sets the terms and conditions. Together, Corinne and Matthew have kept Capella Mortgage’s default rates down to one of the lowest in the industry. Matthew loves golf and “drifting” his race cars.
Igor Matkovic is the Chief Technology Officer of Capella Companies and Capella Mortgage. A brilliant developer and IT professional that keeps the tech at Capella Mortgage running smoothly, Igor supervises all tech related issues, manages the outside developers, and keeps a strict lid on the security of our data. He is responsible for the development of the new MISMO requirements, HMDA, TRID, email security, and file ecurity.
Gayle Whiting – Ext. 104 – Gayle is our conventional loan officer with experience in government loans and private money loans. She has been in the business more than 20 years and she is the underwriter on all soft money loans. She has to stay up on all of the latest regulations and laws regarding the mortgage process and is an integral part of our compliance team.
Carlos Lineras (Spanish speaking) Ext. 117 Carlos is a licensed loan officer in multiple states. He interviews borrowers, gathers information and paperwork and follows through on loans that are sent off to mortgage banks for underwriting (out-of-house deals). He translates whenever necessary. He works on both soft money and hard money loans. He assists Matthew in getting the data from the customers into our system, and follows through on items that the processors need.
Hamilton Lanca – Ext. 110 (Hispanic, Portuguese and English speaking) Hamilton is our operations manager, responsible for making sure that the workflow is processed each day in a timely manner. He also is in charge of our knowledgebase and our training materials, and he updates the system with the new processes and procedures that we implement. He does double duty as an IT Tech. He helps the staff and Corinne with hardware and software issues, installs new software updates, and makes sure that the computers are protected from viruses and malware. He also assists with our Hispanic callers as well.
Dennis Zuniga – Dennis is the glue that holds us together. He manages the office and the building, the tenant’s requests, makes sure we are fed, does the running, and generally does whatever is necessary so that we can keep working. He is the owners’ personal concierge and assistant, and he coordinates the schedules, the purchases, and the many vendors we affiliate with.
Craig Wheeler – also a family member, Craig is a licensed loan officer in multiple states and is attending school in order to eventually get his JD. He does analysis and research on our loans and assists in processing and helping the borrowers through the process. As a family member, he is able to work with the investors, but he is typically on the phone with a borrower, or researching some aspect of law.