always planned

We had always planned on having the resources to own our home, outright, during retirement. We started our retirement plan with this as a foundation and added as a requirement that the home could be easily maintained, house the physically disabled, have close proximity to medical and shopping facilities, offer physical security and community facilities, and above all, be affordable for us. We gave up the “own outright” for a life tenancy as offered by a reverse mortgage because of the financial setbacks we incurred. We found and wrote a contract for a new home that offered us all of our requirements including an ultra-efficient energy package which included a full solar system which will absolutely minimize our annual cost for housing.