Since 2002, Capella Mortgage trust deed investors have earned an average of over 10% return on investment every single year. No exceptions. Our investors are members of our private portal and they can pick and choose which trust deeds they want to invest in. There are NO FEES subtracted from their monthly interest. The interest rate shown on the screen is the rate our investors receive.
"Secured" means that your investments are backed by a mortgage recorded against the borrower's property. That means......if the borrower doesn't make the monthly payment....you, the investor, starts foreclosure. 99% of foreclosures end up with the investor being paid back 100% of their principal, all of the interest that is due, and late fees and any other expenses. This is the only way the borrower can keep their property. This doesn't happen in stock market or mutual fund investments.
Our investors call trust deeds "mailbox money", although all monthly interest payments are paid by ACH straight into their bank accounts. But the point is, our investors can be on vacation 24/7 and the payments still come in every month, without any effort on their part. Payments are collected by our loan servicing company, a third party independent company, that complies with federal and state regulations when collecting funds from borrowers and disbursing funds to investors.
